Because the universe hates me, I received a statement on Friday letting me know that our car insurance is increasing by $15 per month. GREAT. I have my husband to thank for this one. He got a ticket last year, which triggered the rate increase. It really pisses me off, because the ticket was for a minor traffic violation. He didn't wreck his car or kill anybody or drive around intoxicated. He got a flipping driving ticket. So, now I am in the process of getting auto insurance quotes.
It feels like every time we turn around, someone wants more money from us. It is disappointing and frustrating and discouraging. But we are forging ahead with our debt reduction plans and are trying to cut other expenses. My husband has recently started mowing the lawn again. For the past two years, we have hired a lawn service to mow our yard. It was $25 a week, so we are saving $100 per month! I tried to convince John to get rid of cable, but he is being really stubborn about this one. We really don't watch much TV. Actually, I don't watch any television (except for How I Met Your Mother, but it isn't on right now). John only watches a few news shows. So despite the fact that cable is a huge waste of our money, we are still paying the Comcast bill.
Other than trying to cut down on the amount I spend at Target every week (gulp!), I can't really think of any other ways to save money right now. So, our next step is to build up an emergency fund, and then to start aggressively paying down a home equity line of credit we currently have. Paying off debt is oddly addictive, and I am kind of excited to start this next adventure.