It turns out that paying off debt is really hard - especially when you start a new payment plan a week after Christmas. My husband's paycheck was deposited into our account on the 1st of January. By the 2nd, we had paid all of our bills (a considerable portion of his check went directly to our credit card). When the dust had settled, we had a whooping $150 left over. That money needs to last us until the 15th. Oh shit! Maybe we are being a little too aggressive with our new budget.
I usually spend about $150 at the grocery store very week. And $50 more at Target. Fuckity, fuck, fuck. This is going to be hard. I know we can do it, but I am not looking forward to it. We are going to be eating lots of beans and rice over the next few months. And I am going to attempt to potty train both of my kids next week. That alone will save us at least $40 a month. I know Porgie is ready for this obstacle, but I am a little worried about Izzy. I have nothing to lose, so we are going to try anyways.
I know that every month won't be this hard. Due to Christmas spending, our checking account was practically empty when John's paycheck was deposited. That is not the norm. Next month will be better. But regardless, THIS month is going to be really tough. Be expecting lots of complaints and whining for the next 27 days.