Although I don't quite understand how, we are once again in a very tough situation financially. Apparently, the beginning of the month is a bad time for us. The mortgage is due. Our credit card bills are due. The cable bill is due. Dance school tuition is due. Ever since we upped the amount we are paying monthly on our BIG credit card, we seem to have no money to spare.
So, once again we are skipping the grocery store next week. Which is fine, but it worries me. My husband is working so hard to pay off our debit, while I am in the process of accumulating a TON of debt. Dental work is expensive shit. After insurance, my dental surgery still cost us nearly $300. And unfortunately, that one procedure used up my entire maximum for my insurance (we have a $1,000 maximum). So, for the remainder of this year I have no more dental insurance. Gah.
Honestly, I have never worried about money this much before. In the past, taking on new debt didn't phase me. But now it does. I am constantly thinking about investing for retirement and starting college funds and saving for home improvement projects. Having this dental work done, although I know that it will do wonders for my self esteem, feels like I am frivolously wasting money on vanity. I hate that I am going to be placing such a huge financial burden on my family. Especially since we seem to be barely making ends meet as it is.
But it is now or never. I've already waited too long. So I guess I am going to take this leap, even if it isn't in the best interest of my family. And that my friends, is a tough pill to swallow.