To be a kid again

We had a lazy weekend at home, filled with lots of snow and hot chocolate. When you're a goofy kid, life doesn't get much better than this...




When I was a kid, I never owned a snowsuit. Before heading out into the snow, my mother would simply dress me in multiple layers of clothing. I always stayed warm and toasty. And now that I am an adult with my own kids, I never want to waste money on snow gear. Some years we get a ton of snow (like this year), and it would be totally worth it. But other years we barely get any snow, and then it seems like a waste. But how are you supposed to know which type of winter you are going to have, until you are already in the thick of it?

I didn't buy snowsuits this year (although I realize now that I probably should have). So, we have been kicking it old school. This weekend my kids were dressed in footed pajamas, topped with pants, shirts, rain boots, winter coats, scarves, mittens, and hats. Fortunately, they don't seem to mind.

Just another snow storm

We had another huge snow storm this weekend. We received 28.5 inches of snow today. Whatever happened to global warming?Although snow can be a pain in the ass sometimes, I love it. It is such a magical feeling when you wake up to find the world white and fluffy and beautiful.

Selfish

Although I don't quite understand how, we are once again in a very tough situation financially. Apparently, the beginning of the month is a bad time for us. The mortgage is due. Our credit card bills are due. The cable bill is due. Dance school tuition is due. Ever since we upped the amount we are paying monthly on our BIG credit card, we seem to have no money to spare.

So, once again we are skipping the grocery store next week. Which is fine, but it worries me. My husband is working so hard to pay off our debit, while I am in the process of accumulating a TON of debt. Dental work is expensive shit. After insurance, my dental surgery still cost us nearly $300. And unfortunately, that one procedure used up my entire maximum for my insurance (we have a $1,000 maximum). So, for the remainder of this year I have no more dental insurance. Gah.

Honestly, I have never worried about money this much before. In the past, taking on new debt didn't phase me. But now it does. I am constantly thinking about investing for retirement and starting college funds and saving for home improvement projects. Having this dental work done, although I know that it will do wonders for my self esteem, feels like I am frivolously wasting money on vanity. I hate that I am going to be placing such a huge financial burden on my family. Especially since we seem to be barely making ends meet as it is.

But it is now or never. I've already waited too long. So I guess I am going to take this leap, even if it isn't in the best interest of my family. And that my friends, is a tough pill to swallow.